DeCard by DCS, a next-generation card brand focused on enabling real-world stablecoin payments, has formed a strategic alliance with Coin98, a well-known decentralized wallet used by millions worldwide. The collaboration has resulted in the launch of the Coin98 Fusion Card, a payment solution designed to allow users to spend digital assets at any merchant that accepts Visa. Industry analysts described this partnership as an early example of cooperation between a regulated financial institution and a major DeFi wallet provider in the region, setting the stage for broader global adoption of stablecoin spending.
The companies pointed out that despite rapid crypto growth across Southeast Asia, real-world usability continues to lag. Studies referenced by industry observers indicate that awareness in the region has reached more than 90 percent, and a significant share of consumers show interest in using crypto for payments. However, ongoing challenges—such as regulatory ambiguity, limited payment infrastructure, trust issues, and overall usability obstacles—continue to create what experts refer to as a last-mile gap. Holding digital assets is relatively simple, but using them for everyday purchases has remained difficult.
Fusion Card Aims to Deliver Frictionless Spending
The Coin98 Fusion Card is positioned as a direct response to these barriers. By combining Coin98’s extensive user base with DeCard’s compliant and secure payments framework, the initiative seeks to enable seamless crypto transactions at over 150 million Visa-supported merchants worldwide. The companies emphasized that the card allows users to spend their digital assets without needing to manage asset conversions, pay OTC fees, or rely on multiple applications.
Participants in the initiative noted that users will be able to register, top up funds, and make payments entirely through the Coin98 Super Wallet. This streamlined experience is being promoted as a major step toward making digital asset transactions as convenient as traditional payment methods. Everyday purchases—including coffee, shopping, and travel—are expected to become more accessible for individuals who hold digital assets.
We’re pleased to announce our partnership with @coin98_wallet to launch the Coin98 Fusion Card 💛🩷
Powered by DeCard’s regulated payments infrastructure, the Fusion Card enables users to spend digital assets seamlessly at 150M+ Visa-accepting merchants worldwide, directly from… pic.twitter.com/jmffUIjaHJ
— DeCard (@DCS_DeCard) November 19, 2025
Executives at DeCard stated that bringing stablecoins into everyday use has long been central to the company’s mission. They indicated that widespread adoption of Web3 technologies requires a strong, trustworthy financial infrastructure. DeCard’s leadership highlighted that the partnership represents a secure and compliant approach that allows partners like Coin98 to confidently introduce practical crypto payment tools.
Leadership at Coin98 expressed that the decision to collaborate with DeCard stemmed from DeCard’s robust record in handling compliance and security. They suggested that DeCard’s infrastructure provides a solid foundation for Coin98, enabling the company to focus on creating a user-friendly product that makes digital asset spending feel as familiar as traditional payment experiences.
Launching With Rewards and Regional Rollout
The Coin98 Fusion Card is also being introduced with a range of incentives aimed at everyday users. These include a sign-up bonus, referral programs, cashback rewards, and additional perks tailored for high-volume spenders. These benefits are intended to drive adoption as the card becomes available.
The initial launch is set for the Asia-Pacific region, a market known for rapid crypto adoption and strong interest in digital finance innovation. Industry observers believe that the Fusion Card could serve as a model for future crypto payment integrations, especially as regulated institutions and DeFi platforms increasingly collaborate. The companies behind the initiative view the product as a milestone in bridging the gap between holding digital assets and using them in real life, potentially signaling a new chapter in stablecoin utility worldwide.