Minah.io, a fintech startup headquartered in Lomé and launched in 2024 by brothers Julien and Hervé Gakpé, is positioning itself as a catalyst for reshaping how young Africans finance socially and economically impactful projects. The company has introduced a platform that enables users to invest in real-world assets across Africa—ranging from real estate and energy to agriculture—while relying on blockchain technology to enhance transparency, traceability, and security throughout the investment process.
The founders have explained that their vision stems from a belief in Africa’s significant economic potential. They emphasized that the company aims to reduce barriers for global investors seeking exposure to African opportunities by linking them with high-quality, locally developed projects. According to the startup, its platform is designed to facilitate investment in carefully vetted initiatives while ensuring clear reporting and simplified asset management for participants. This model is intended to provide a structured and accountable way for individuals to support development-driven ventures.
Minah.io offers a series of themed investment strategies, each centered on a tangible project led by committed actors within local communities. The platform’s structure allows young people in Togo, members of the African diaspora, and international investors to participate directly in the continent’s advancement while generating financial returns. By presenting a curated pipeline of opportunities, the company intends to connect capital with impactful initiatives that might otherwise struggle to secure funding through traditional channels.
A central element of Minah’s approach is the redirection of routine financial flows toward initiatives that offer measurable benefits. Rather than focusing solely on traditional remittances, the platform encourages more sustainable engagement by allowing users to invest in long-term projects. For Togolese entrepreneurs and project leaders, this shift means access to broader and more reliable financing alternatives. Minah.io aims to move beyond one-time contributions by supporting initiatives with strong potential for long-term growth, which may ultimately help expand the region’s economic resilience.
The use of blockchain in the platform is meant to reinforce security and trust by enabling transparent governance and clear visibility into how funds are allocated. Blockchain-backed records allow investors to monitor project progress, verify the use of capital, and maintain confidence in the integrity of the process. This technological foundation is seen as an essential component for building credibility in markets where information asymmetry and limited oversight have historically created challenges.
Industry observers have suggested that Minah.io represents an emerging wave of African financial innovation that blends blockchain technology with impact investing principles. The startup’s model aligns with a growing trend of connecting local development needs with global investor interest, especially among younger generations seeking socially responsible and community-oriented investment avenues. By providing a decentralized and inclusive financing channel, Minah.io aims to help create a more equitable investment ecosystem for African youth.
Overall, the fintech positions itself at the intersection of technology, inclusion, and sustainable development. Its founders envision a platform that not only provides financial returns but also advances economic empowerment across Togo and the broader African continent. By encouraging participation from both local and international communities, Minah.io aims to set a new standard for transparent, accountable, and future-focused financing in Africa.