Volante Labs Limited has introduced a groundbreaking financial product with the launch of the Volante Card, described as the world’s first Web3-enabled prepaid card designed for salary disbursements. Spearheaded by CEO Joey Bertschler, the initiative aims to deliver real-time wages without requiring a traditional bank account, offering a critical financial tool for both employers and workers in a variety of markets.
The card was developed with a focus on addressing the needs of the unbanked population, which is estimated to include billions of individuals globally. According to the company, the product is especially useful in regions with inflationary pressures or currency instability, such as Vietnam and Japan, by providing a more stable and accessible method of wage distribution.
A Solution for Global Payroll Challenges
Volante Labs emphasized that the card facilitates seamless, cross-border payments and supports Earned Wage Access (EWA), allowing employees to withdraw wages on demand. With enterprise-grade security in place, the solution promises to streamline payroll processes while enhancing user safety. The platform is designed to function without the involvement of traditional banks, offering direct employer-to-employee transfers.
The card supports multiple currencies, including USD, EUR, CNY, JPY, and USDT stablecoins, and is backed by a VISA-certified Tier 1 issuer. To strengthen user protection, the card includes MV3D Secure protocols, tokenization, and AI-driven fraud detection tools. Users are also granted high deposit limits—up to $1 million—with no usage restrictions.
Company leadership described the product as a redefinition of payroll delivery, combining blockchain, AI, and top-tier infrastructure to enable financial freedom and access, particularly for underserved populations.
AI Integration Enhances Wage Flexibility
The Volante Card also features built-in AI systems that determine employee eligibility for earned wage withdrawals. This integration is positioned to reduce reliance on high-interest payday loans while improving worker satisfaction, retention, and productivity. The company views this improvement in employee morale as a driver for increased employer revenue.
The card was developed by a team of veterans from OpenAI and Opera, working alongside a Japanese development group. This collaboration reinforces Volante’s commitment to technical excellence and regulatory compliance while pushing the boundaries of payroll technology.
In the previous quarter, the firm released a comprehensive research report on Earned Wage Access, comprising thousands of sources and highlighting profitability benefits for both employers and workers. This report was distributed via Business Wire, showcasing the company’s thought leadership in the financial services sector.
Token Adoption and Market Expansion
Volante Labs has also been active in token-based financial ecosystems. Its native VOL token has been listed on major exchanges, including BTSE in March and BingX in April. Since launch, the token reportedly experienced a valuation surge of up to 50 times its initial offering, indicating strong market interest.
The company is now focused on expanding its exchange presence and forming institutional partnerships to support future growth. With both product innovation and strategic positioning, Volante Labs aims to play a central role in redefining global payroll infrastructure through blockchain and artificial intelligence.
The Volante Card’s launch not only presents a solution for unbanked individuals and cross-border payroll but also marks a shift toward more accessible, inclusive, and technologically advanced financial systems. As digital finance evolves, the company appears well-positioned to capitalize on the growing demand for decentralized, AI-enhanced financial tools.