xMoney has announced a major expansion onto the Sui blockchain, introducing its native XMN token as part of a broader plan to reshape global payments. The move is positioned as a step toward creating faster, cost-effective, and more inclusive solutions for merchants and users engaged in international transactions.
The company, known for bridging traditional finance with Web3 technology, has emphasized that the integration with Sui represents a milestone in its long-term vision. By launching XMN on the network, xMoney aims to strengthen its global financial platform while supporting a wide range of payment activities.
XMN token to power new features
The deployment of XMN is expected to enhance payment infrastructure by offering multiple incentives to both merchants and users. Planned features include tiered fee discounts, referral bonuses, loyalty rewards, and governance participation opportunities. These benefits are designed to encourage adoption and create a more engaging payment ecosystem.
Executives at xMoney explained that the decision to build on Sui was influenced by the network’s technical strengths, which include near-instant transaction finality and low, predictable fees. Such qualities are considered vital for managing high-volume payments, giving merchants the ability to expand globally without being hindered by cost or speed limitations.
In addition, Sui’s zkLogin technology enables smoother onboarding by allowing users to interact with blockchain applications through familiar credentials like Google or Apple accounts. This feature is seen as key to simplifying entry into the Web3 environment for mainstream users.
Strengthening ties within the Sui ecosystem
This partnership is not xMoney’s first involvement with Sui. The company had previously launched xPortal, which introduced the first-ever payment card on the network. That initiative attracted considerable attention and laid the groundwork for further innovation, demonstrating how xMoney’s infrastructure can drive practical adoption.
The future of payments is on Sui ⚡️@xMoney_com expands global payments and prepares to launch XMN on Sui
Bringing merchant incentives, user rewards, and compliant digital finance to a global stage.
Learn more 👇https://t.co/ELF2zlRf6o pic.twitter.com/RP7hwmS579
— Sui (@SuiNetwork) September 22, 2025
In recent community discussions, leaders from xMoney and Mysten Labs, the developer of Sui, underlined how the collaboration aligns with broader trends in the evolution of digital payment rails. They highlighted the importance of building payment systems that are inclusive, transparent, and efficient across multiple ecosystems.
Future roadmap and global ambitions
The launch of XMN is being described as the start of a new phase for both xMoney and Sui. As merchants and users increasingly adopt the tools, the token is expected to gain utility, creating a feedback loop between transaction volume and token value.
Looking ahead, xMoney plans to deepen its integration with decentralized finance protocols, extend its payment card programs beyond Europe, and work on compliant stablecoin infrastructure suitable for both retail customers and institutional players. Expansion into new markets, including Asia and the United States, is also part of its roadmap, reflecting the ambition to position Sui as a leading global payments network.
With this expansion, xMoney has signaled that its vision of borderless payments is closer to becoming a reality. By combining its expertise with Sui’s advanced blockchain architecture, the company aims to reshape how people and businesses interact with money across borders.