Bitget Wallet has announced a strategic partnership with the Stellar Network to accelerate the adoption of real-world crypto payments across emerging markets. The collaboration aims to simplify the use of digital assets in daily financial activities by integrating blockchain-powered payment solutions into common spending scenarios throughout Asia, Africa, and Latin America.
The partnership introduces a multi-phase initiative known as PayFi Odyssey, which combines crypto cards, QR-code payments, and on-chain transfers into a unified payment experience. The rollout is expected to begin in phases by July and will include a $300,000 incentive campaign designed to encourage long-term user participation in everyday crypto payment activities.
The PayFi Odyssey initiative will integrate crypto cards, QR payments, and blockchain transfers to expand real-world stablecoin usage across emerging markets.
According to the announcement, users will be rewarded based on their engagement and transaction activity. Incentives will reportedly be linked to actions such as using crypto payment cards, scanning QR codes for purchases, and transferring funds through blockchain networks. The initiative also includes a Crypto Survival Plan, a research-driven effort focused on documenting how users manage, spend, and transfer crypto assets in practical day-to-day situations across different regions.
Building a Unified Stablecoin Settlement Infrastructure
The collaboration further strengthens Bitget Wallet’s Onchain Payments Matrix, which functions as a distributed infrastructure layer connecting blockchains, banking systems, and payment networks. The system has been designed to support unified stablecoin settlement and improve interoperability between financial ecosystems.
Stellar will serve as one of the key settlement networks within this framework, contributing its low-cost and high-speed transaction capabilities alongside other supported chains and payment providers. Industry observers noted that integrating Stellar’s blockchain infrastructure could help improve transaction efficiency while reducing barriers for consumers and merchants seeking accessible crypto payment options.
The partnership expands Bitget Wallet’s Onchain Payments Matrix by integrating Stellar’s fast and low-cost blockchain infrastructure for unified stablecoin settlement.
The announcement also highlighted the broader growth of stablecoin activity across the global digital asset market. Research cited in the report estimated stablecoin-related activity could reach approximately $35 trillion in 2025. However, only around 1% of that figure, or nearly $390 billion, was reportedly connected to payments involving goods, services, and transfers, while most stablecoin usage remained concentrated in trading and high-value transactions.
Emerging Markets Drive Crypto Payment Adoption
The report suggested that emerging economies are rapidly narrowing the gap between speculative crypto usage and practical payment applications. Rising adoption in regions with limited traditional banking access has reportedly accelerated demand for alternative financial solutions that offer faster settlement and lower transaction costs.
Executives from both organizations emphasized the importance of making stablecoins more practical for ordinary consumers. Alvin Kan, Chief Operating Officer at Bitget Wallet, reportedly stated that although stablecoin activity had expanded significantly, most usage still revolved around large-scale transfers instead of daily consumer transactions. He explained that the company’s objective was to make digital assets functional in routine financial scenarios and to connect fragmented payment systems into a seamless experience through Stellar’s infrastructure.
Raja Chakravorti, Chief Business Officer at the Stellar Development Foundation, reportedly stated that Stellar had originally been designed to support fast and affordable global financial transactions. He added that Bitget Wallet’s integration would extend that infrastructure directly into consumer applications and broaden the use of stablecoins in everyday economic activity.
Both companies are positioning the partnership as a major step toward making stablecoins practical for daily consumer payments rather than limiting their use to trading and large-value transfers.
