Zand, an AI-driven fintech and financial services group based in the United Arab Emirates, has completed the integration of the XDC Network as part of a strategic partnership aimed at advancing blockchain-powered financial services. The collaboration is positioned to deliver faster, more transparent, and cost-efficient solutions for corporate and institutional clients seeking exposure to digital assets within a regulated environment.
As a result of the integration, eligible corporate and institutional customers are expected to gain the ability to custody digital assets linked to the XDC Network through Zand’s institutional-grade custody infrastructure. This service will be made available subject to relevant regulatory approvals, reflecting the emphasis both organizations place on compliance and risk management. The move highlights a growing trend among regulated financial institutions to adopt enterprise blockchain platforms that can operate alongside existing financial systems.
Bridging Traditional and Decentralized Finance
Zand’s leadership has indicated that the partnership reflects a broader shift in the banking and financial services landscape. Blockchain technology is increasingly viewed as a foundational layer capable of supporting more efficient and inclusive financial products. By working with XDC Network, Zand aims to accelerate the development of blockchain-enabled offerings that connect traditional financial services with decentralized finance models.
The collaboration is designed to help narrow the long-standing gap between conventional banking infrastructure and emerging decentralized systems. Through this approach, Zand is seeking to contribute to the evolution of the digital economy by offering products that combine regulatory discipline with technological innovation. The integration underscores the belief that blockchain can be embedded into mainstream financial services rather than operating solely at the fringes of the industry.
Gold Trading Meets Blockchain Infrastructure
Beyond digital asset custody, the partnership also targets innovation in commodity markets, particularly gold trading. The integration supports ComTech Gold, a solution that blends the stability of gold investment with the efficiencies of blockchain technology. By tokenizing gold and leveraging blockchain-based settlement, the initiative aims to simplify participation in the gold market while improving transparency and operational efficiency.
This approach is expected to address some of the traditional challenges associated with gold trading, including settlement delays, high transaction costs, and limited accessibility. By combining physical asset backing with blockchain infrastructure, ComTech Gold is positioned as an example of how real-world assets can be enhanced through digital technologies.
Enterprise Blockchain With Real-World Utility
From the perspective of XDC Network, the partnership demonstrates how digital banks and enterprise blockchain platforms can collaborate to reshape financial services. The network has positioned itself as an infrastructure provider focused on real-world use cases, including global payments, trade finance, and asset tokenization. By integrating with Zand, XDC Network is expanding its reach into regulated financial environments where compliance and scalability are critical.
XDC Network’s design prioritizes interoperability and regulatory alignment. Transactions processed on the network are structured to comply with ISO 20022 standards, which are increasingly adopted across global payment systems. This compliance is intended to ensure long-term compatibility with existing financial messaging frameworks while supporting future regulatory requirements.
Regulatory Alignment and Future Outlook
A key feature of the Zand and XDC Network collaboration is its focus on regulatory readiness. Both organizations have emphasized that the rollout of custody and blockchain-based services will proceed in line with applicable regulatory approvals. This approach reflects the growing expectation that blockchain adoption in institutional finance must be built on strong governance and compliance foundations.
The partnership represents a broader industry shift toward practical blockchain adoption that delivers measurable benefits rather than experimental use cases. By combining Zand’s regulated fintech capabilities with XDC Network’s enterprise-grade blockchain infrastructure, the collaboration offers a model for how financial institutions can adopt digital assets responsibly.
As financial markets continue to evolve, partnerships of this nature are expected to play a key role in shaping the next phase of digital finance. The integration positions both Zand and XDC Network to contribute to a more efficient, transparent, and connected global financial system.
