1Money, a company led by former Binance.US chief executive Brian Shroder, has announced the rollout of a new stablecoin orchestration platform as part of its broader plan to build a dedicated layer-1 blockchain for payments. Company representatives indicated that this development reflects a strategic effort to reshape how stablecoin services are delivered and priced, particularly as demand for compliant digital payment systems continues to grow.
The platform is built around a transparent, usage-based pricing model. This structure is being positioned as a break from what the company described as longstanding issues in the sector, where legacy service providers have relied on steep monthly minimums and high fixed charges. By shifting away from these traditional cost barriers, 1Money aims to widen access to stablecoin technology for businesses of all sizes as well as individual users who have historically been priced out of such services.
According to the company, the orchestration platform will initially function across established blockchain networks. A later transition to 1Money’s own layer-1 chain is planned, with promises of faster settlement times and reduced transaction costs once the network is launched. Executives suggested that this staged rollout is designed to allow the company to refine the platform’s capabilities before migrating to its more ambitious infrastructure.
Regulatory Positioning and Market Momentum
Brian Shroder, who co-founded 1Money after his tenure at Binance.US, explained through the company’s announcement that traditional stablecoin service models have slowed industry growth due to burdensome pricing structures. He indicated that these older models have discouraged innovation and limited participation. Shroder added that the new platform is intended to change how stablecoin services are accessed, allowing more developers, payment providers, and merchants to tap into digital settlement tools without prohibitive costs.
The launch comes on the heels of 1Money obtaining 34 money transmitter licenses across the United States. This progress signals the company’s intention to operate within a fully regulated framework, which it views as necessary to compete in the evolving digital asset economy. The licenses also offer the firm a pathway to expand its services nationwide while assuring users that compliance and security are integral to its operations.
Industry observers have noted that 1Money’s timing aligns with a broader uptick in stablecoin activity across global financial markets. Multiple fintech firms are preparing new offerings following clearer regulatory guidelines in both the United States and the European Union. Major payment networks such as Visa and Mastercard have also revealed initiatives to support stablecoin settlements, underscoring growing institutional interest in blockchain-based payments.
Advancing Toward a New Payments Ecosystem
Analysts have suggested that 1Money’s strategy positions the company to become a significant contender in the next phase of the stablecoin sector. By combining transparent fee structures, regulatory credentials, and plans for a custom-built payment chain, the company appears focused on pushing stablecoins further into mainstream financial use.
The firm has emphasized that its ultimate objective is to make digital payments more efficient, accessible, and affordable for a wide audience. As stablecoins gain traction in traditional finance and cross-border commerce, 1Money aims to leverage its platform and regulatory foundation to help accelerate adoption across consumer and enterprise markets.
