Brussels-based Venly Finance launched a settlement API on November 12, 2026, designed to connect traditional banking payment systems with blockchain-based stablecoin networks. The service enables businesses to collect payments in conventional currencies and distribute funds through stablecoins across multiple blockchain networks, addressing settlement delays and operational challenges associated with international payments.
The Finance API targets digital marketplaces, global software-as-a-service (SaaS) companies, and payment providers that collect revenue in fiat currencies but need to compensate suppliers, contractors, and business partners across international markets.
The infrastructure supports incoming payments through the Automated Clearing House (ACH) network in the United States, the Single Euro Payments Area (SEPA) in Europe, and the United Kingdom’s Faster Payments system. For outgoing transactions, businesses can distribute funds using USDC, EURC, USDT, and USDS across Base, Polygon, Avalanche, and Ethereum.
Venly’s API automates the collection, conversion, and distribution of payments between traditional banking systems and multiple blockchain networks, potentially reducing settlement times from several business days to minutes.
How Venly’s Fiat-to-Stablecoin Settlement API Works
The platform functions as an intermediary infrastructure layer connecting conventional banking networks with blockchain-based payment systems. Businesses can integrate the API into their existing financial applications to receive fiat payments and subsequently retain the funds or convert them into stablecoins for blockchain-based distribution.
The multi-chain architecture allows businesses to select between Base, Polygon, Avalanche, and Ethereum, depending on their transaction requirements and network costs. This flexibility gives payment providers greater control over how funds move between customers, businesses, and international recipients.
The process is designed to operate programmatically, reducing the need for manual treasury management during routine payment operations.
For example, a company collecting payments from customers in the United States could distribute USDC to a developer in Germany without relying on several correspondent banking intermediaries. The recipient could receive the payment within minutes rather than waiting through conventional international banking settlement cycles.
Faster Settlement Could Improve Business Liquidity
Traditional international transfers frequently involve multiple financial institutions, creating delays and additional processing costs. Depending on the payment route, cross-border transactions can require three to five business days to complete.
These delays can force businesses to maintain additional working capital to cover supplier payments, contractor compensation, and other financial obligations.
Venly’s infrastructure aims to reduce this requirement by connecting fiat collections with blockchain-based stablecoin distributions. Faster settlement could allow businesses to deploy available capital more efficiently instead of maintaining large cash reserves to accommodate payment delays.
The development also reflects the expanding role of stablecoins in corporate financial operations. Unlike conventional cryptocurrencies, stablecoins such as USDC, EURC, and USDT are designed to maintain relatively stable values through their respective backing and stabilization mechanisms.
Stablecoin Infrastructure Gains Institutional Momentum
Venly’s launch comes amid increasing adoption of blockchain-based settlement systems by established financial and payment companies.
In October 2024, Stripe introduced native stablecoin payment capabilities for U.S. businesses. In May 2026, Visa expanded its stablecoin settlement infrastructure to include the Monad blockchain, building on its existing support for USDC settlement through Solana.
These developments indicate growing interest in using blockchain networks for commercial payments rather than limiting stablecoins to cryptocurrency trading and decentralized finance applications.
Venly‘s approach addresses another part of this transition by providing an integration layer between domestic banking systems and multiple stablecoin networks.
Businesses Must Consider Compliance and Treasury Management
Despite the potential efficiency improvements, implementing stablecoin settlement infrastructure requires businesses to evaluate several operational considerations.
Finance departments must determine which payment streams can be converted into stablecoins, select appropriate currencies and blockchain networks, and establish suitable custody arrangements. Companies must also account for know-your-customer and know-your-business requirements, cross-border regulatory obligations, and the accounting treatment of digital asset transactions.
Stablecoin transactions must be incorporated into existing financial reporting systems to maintain accurate reconciliation and audit records.
Integrated Financial Platforms Offer an Alternative
Businesses seeking broader financial management capabilities may also consider integrated platforms such as OneSafe. The company provides fiat and cryptocurrency financial services, including multi-currency accounts, corporate cards, and blockchain asset custody supported by Fireblocks.
OneSafe has reported processing more than $800 million in transaction volume for over 1,000 businesses across more than 30 countries.
Unlike a standalone settlement API, an integrated financial platform combines several banking and digital asset functions within a single operating environment. The choice between the two approaches depends on whether a business prefers customized infrastructure or a consolidated financial management service.
Regulatory Developments Remain Important
The expansion of stablecoin payment infrastructure will also depend on regulatory developments in major financial markets. Europe’s Markets in Crypto-Assets (MiCA) framework provides a regulatory structure for digital asset service providers, while U.S. stablecoin legislation and implementation requirements remain important considerations for businesses operating across borders.
With its integration of ACH, SEPA, and UK Faster Payments alongside four stablecoins and four blockchain networks, Venly is positioning its API as infrastructure for businesses seeking faster and more flexible international payment settlement.
The launch highlights a broader shift in financial technology, where the ability to connect conventional currencies, compliance systems, and blockchain settlement networks is becoming increasingly important for global businesses.
