Visa has expanded its blockchain infrastructure by integrating two new altcoin networks—Stellar (XLM) and Avalanche (AVAX)—into its payment ecosystem. This move raises the total number of supported blockchains to four, alongside Ethereum and Solana, and strengthens Visa’s capacity to facilitate stablecoin-based settlements and on-chain transactions across multiple protocols. The development is part of the company’s long-term vision to support digital asset solutions tailored for financial institutions, fintechs, and global payment partners.
Strategic Expansion into Diverse Blockchain Ecosystems
By incorporating Stellar and Avalanche, Visa is extending its reach into high-performance blockchain ecosystems known for their scalability and speed. Stellar, often seen as a rival to Ripple’s XRP in the cross-border payments segment, brings with it a focus on low-cost, near-instant transactions—an attractive feature for international money transfers. The addition of Avalanche, a blockchain noted for its high throughput and efficient consensus mechanism, further enhances Visa’s ability to process transactions rapidly and securely.
The company’s decision to adopt multiple blockchain frameworks underscores its commitment to diversification rather than reliance on a single protocol. This strategy aligns with broader trends in the financial sector, where traditional institutions are increasingly embracing blockchain to address challenges related to transaction speed, cost, and scalability.
Support for Multiple Stablecoins
Alongside the network expansion, Visa has also broadened its support for stablecoins, adding PayPal USD (PYUSD), Global Dollar (USDG), and EURC to its settlement layer. These tokens, backed respectively by the US dollar and euro, can now be used to process real-time settlements on-chain. Visa has collaborated with Paxos and Circle, two prominent digital asset infrastructure providers, to ensure seamless functionality and compliance in stablecoin usage.
The company emphasized that by supporting multiple stablecoins across different blockchain platforms, it is facilitating interoperability in global payments. This enhanced infrastructure is particularly relevant for cross-border transactions, which often face friction in traditional financial systems. The expansion provides institutions with more choices and flexibility in how they execute and settle payments.
It just keeps getting better.
Welcome to the club, @Visa. https://t.co/ZApzhgniBg
— Stellar (@StellarOrg) July 31, 2025
Multi-Chain Vision for the Future of Payments
Visa’s head of global growth products and strategic partnerships expressed that stablecoins offering scalability, reliability, and interoperability could play a transformative role in the movement of money worldwide. He noted that the company’s efforts are directed toward building a robust multi-coin, multi-chain architecture capable of adapting to the needs of a diverse global user base.
This approach is seen as part of Visa’s broader evolution in digital finance. Since introducing a tokenization platform in 2020, the company has actively explored blockchain use cases, steadily advancing from early experiments to real-world implementations. The latest update reaffirms Visa’s position as a frontrunner among legacy financial institutions investing in decentralized technology.
Paving the Way for Institutional Crypto Adoption
Visa’s blockchain expansion is expected to drive further adoption of crypto technologies in institutional settings. The inclusion of Stellar and Avalanche, both known for secure and scalable design, signals a clear acknowledgment of the need for high-performance infrastructure within the financial sector.
As demand for faster, more cost-effective cross-border transactions grows, Visa’s multi-chain, multi-stablecoin model may serve as a blueprint for other institutions looking to integrate blockchain into their core services. By embracing decentralization and interoperability, Visa is positioning itself at the forefront of the next phase of global financial innovation.
