Zypto Expands Real-World Crypto Utility with Visa Card and Mobile Top-Ups

Zypto, a rising player in blockchain-based fintech, has introduced two key services that significantly broaden the everyday utility of digital assets: the Premium Physical Visa Crypto Card and Zypto Crypto Mobile Top-Ups. These launches reflect Zypto’s mission to make cryptocurrencies practical for daily use, pushing beyond trading and speculation into areas such as payments, connectivity, and real-time financial access.

Both offerings operate on an on-chain checkout system, preserving users’ self-custody over their assets until the exact moment of purchase or transaction. This hybrid model integrates decentralized financial principles with globally accepted infrastructures like Visa and telecom networks.

Tap-to-Pay Meets DeFi: The $1M Crypto Visa Card

The Premium Visa Crypto Card, clad in matte black, empowers users with high monthly spending capabilities—up to USD 1 million per month, including USD 150,000 per in-store transaction, USD 175,000 online, and USD 22,500 ATM cash access. This load-on-demand card connects directly to users’ DeFi wallets and allows them to approve on-chain top-ups only when needed.

Supporting over 100 cryptocurrencies including BTC, ETH, DASH, XRP, SHIB, XLM, USDC, USDT, and Pi Network, the card provides flexibility across multiple blockchains. It is accepted by over 80 million Visa merchants in more than 180 countries. A one-time USD 50 fee covers issuance, activation, and shipping, with no recurring monthly charges.

Zypto’s leadership described the card as part of a necessary transition toward a borderless, decentralized economy. By combining self-custodial control with mainstream payment rails, the company aims to bridge the gap between the blockchain world and conventional financial systems.

Mobile Top-Ups with Crypto in 170 Countries

In parallel, Zypto has launched its Crypto Mobile Top-Ups service, enabling users to recharge prepaid mobile numbers across more than 800 telecom operators in 170 countries using digital currencies. This feature turns any phone into a crypto wallet capable of purchasing airtime or data directly—instantly and securely—without the need for a bank account, card, or cash.

Zypto’s mobile recharge feature aligns with the needs of underserved populations. Citing World Bank data, the company pointed out that 1.7 billion adults worldwide remain unbanked, yet many still own mobile phones. Crypto top-ups offer a lifeline to connectivity, enhancing access to job opportunities, education, healthcare, and social services.

The global prepaid telecom market, valued at USD 582 billion in 2023, is forecasted to exceed USD 900 billion by 2033. Zypto’s integration of crypto with mobile services taps directly into this momentum, especially in regions with limited access to formal banking infrastructure.

Unified Access Through the Zypto App

Both the Visa card and mobile top-ups are accessible through the Zypto App, available for iOS and Android, with no KYC (Know Your Customer) requirement. Users can complete mobile recharges by entering a number, selecting the top-up amount, choosing a cryptocurrency, and approving the transaction. Each purchase generates a blockchain receipt, offering immutable proof of payment.

Zypto’s ecosystem also includes virtual crypto cards compatible with Apple Pay and Google Pay, support for 8,500+ brand gift cards, crypto bill payments to over 21,000 providers, and MoneyGram on/off ramps for Stellar USDC at more than 140,000 locations worldwide. Additionally, the Vault Key Card (VKC) cold wallet enables secure management of over 24,000 digital assets.

Users can also earn ZYP loyalty points through every transaction, which can be redeemed within the app—further enhancing usability and user engagement.

Redefining Crypto for Everyday Life

Through the combined power of its Visa card and mobile top-up offerings, Zypto is reinforcing its role in transforming digital assets into tools for everyday convenience. These services showcase how cryptocurrencies can serve real-world needs—whether it’s making a high-value purchase or staying connected in an unbanked region. As Zypto continues to build out its ecosystem, the focus remains clear: to make crypto both practical and accessible, one tap at a time.