AMINA Bank Integrates RLUSD, Boosts Stablecoin Access

Switzerland-based crypto banking institution AMINA has emerged as one of the earliest regulated financial entities worldwide to directly integrate Ripple USD (RLUSD), a stablecoin pegged to the US dollar. The bank’s latest initiative marks a significant step toward bridging the gap between conventional financial services and the digital asset space, particularly in the domain of institutional stablecoin use.

At the initial phase of this launch, AMINA has introduced both custody and trading services for RLUSD, aimed at clients seeking secure access to stablecoins. This development sets the groundwork for a broader suite of services expected to follow in the near future, as indicated by representatives familiar with the bank’s strategy.

The bank’s role as a Financial Market Supervisory Authority (FINMA)-regulated institution positions it to offer RLUSD under robust compliance frameworks. By extending this offering to a clientele composed of institutional investors, corporations, and professional asset managers, AMINA seeks to facilitate reliable access to Ripple’s stablecoin infrastructure with the security standards traditionally expected from licensed banking operators.

Key Features Ensure Secure Access and Stability

The integration of RLUSD into AMINA’s platform comes with several distinguishing features. RLUSD, issued in the United States under independent oversight, maintains a one-to-one peg with the US dollar. The token is fully backed by cash and equivalents such as US Treasuries, promoting confidence among investors regarding its reserve quality. AMINA’s custody and trading solutions for RLUSD are embedded within its existing institutional-grade infrastructure, which is already trusted by global financial players.

The bank also offers clients the ability to directly manage RLUSD holdings via their AMINA accounts, available through mobile and desktop platforms. This interface is designed to deliver both speed and security, allowing users to seamlessly incorporate stablecoins into their financial operations without compromising on technological robustness or compliance expectations.

RLUSD Gains Institutional Recognition

As of June 2025, RLUSD had surpassed a market capitalization of USD 440 million, reflecting a growing acceptance among institutions looking for stablecoin exposure backed by regulatory credibility. The stablecoin has increasingly been viewed as a dependable asset in the digital finance space, particularly in regions where regulatory clarity is becoming a decisive factor for adoption.

In line with this trend, Ripple disclosed its intention in June 2025 to apply for a national bank charter in the United States. This move is perceived as a further commitment to deepening the company’s ties with traditional financial systems, as well as reinforcing its pursuit of full compliance with US regulations.

Earlier Fee Waiver Signals Stablecoin Expansion

This latest announcement follows AMINA’s earlier initiative in January 2025, when the bank introduced zero custody fees for users of its Stablecoin Rewards Account. At that time, both individuals and businesses were offered fee-free storage for USDC and EURC holdings, accompanied by quarterly interest rewards starting at a minimum of 0.2%. These rewards were subject to availability and rate adjustments at the bank’s discretion. The account structure was designed to replicate the core benefits of fiat banking, while eliminating the conventional fees associated with such services.

Through its recent RLUSD integration and preceding stablecoin initiatives, AMINA continues to assert itself as a leading player in the regulated digital asset banking space. The bank’s commitment to combining traditional governance standards with innovative crypto services positions it as a pivotal bridge between two evolving financial paradigms.